Real estate appraisal services for homeowners in southeastern Wisconsin.
The top seven reasons Wisconsin homeowners call on Active Appraisal Services, Inc.:
At Active Appraisal Services, Inc., we understand the unique needs of a customer after appraisal services. Our customary business clients are used to the appraisal process and the customary documents we provide. As our client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Active Appraisal Services, Inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Challenging Milwaukee County's assessment of your propertyIf you live in a local area that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal from Active Appraisal Services, Inc. is your chief weapon when challenging your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Active Appraisal Services, Inc. is experienced in helping clients just like you get rid of unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be difficult and inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Active Appraisal Services, Inc. can provide you with a professional appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would prefer to have a seasoned professional double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Active Appraisal Services, Inc. offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. Although most appraisal reviews are requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.